SIP Investment
A Systematic Investment Plan lets you invest a fixed amount every month and build wealth with discipline.
Why invest through an SIP?
Start small
Begin with a modest monthly amount and increase it as your income grows.
Rupee cost averaging
A fixed amount buys more units when prices are low and fewer when they are high.
Power of compounding
Returns earn further returns. Time in the market matters more than the amount.
Discipline on autopilot
Auto-debit on a fixed date keeps you investing through every market mood.
Flexibility
Pause, increase or stop your SIP when your situation changes.
Linked to goals
Run a separate SIP for each goal so you always know what it is for.
Four steps to your first SIP
Complete KYC
PAN, Aadhaar, photo and bank details. One-time, valid across fund houses.
Pick scheme and amount
Match the scheme to your goal and choose a monthly amount and date.
Set up auto-debit
Register a bank mandate (NACH or UPI AutoPay) so instalments go directly to the fund house.
Track and step up
Review once a year, and increase your SIP when your income rises.
| SIP | Lumpsum | |
|---|---|---|
| How you invest | A fixed amount every month | A larger amount at once |
| Suits | Monthly income, long-term goals | Bonus, maturity proceeds, sale of an asset |
| Market timing | Averages out over time | Entry point matters more |
| Discipline | Built in through auto-debit | Depends on you |
Start your SIP with the right scheme.
We help you pick schemes for each goal and set up the auto-debit.